{"id":44182,"date":"2025-09-26T21:54:27","date_gmt":"2025-09-26T21:54:27","guid":{"rendered":"https:\/\/desarrollo5586.live-website.com\/?p=44182"},"modified":"2025-09-29T22:34:22","modified_gmt":"2025-09-29T22:34:22","slug":"food-beverage-expansion-financing-incentives","status":"publish","type":"post","link":"https:\/\/desarrollo5586.live-website.com\/en\/food-beverage-expansion-financing-incentives\/","title":{"rendered":"Financial Ingredients for Expansion: How Food &#038; Beverage Businesses Can Tap Incentives and Smarter Financing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"44182\" class=\"elementor elementor-44182\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a8e2684 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a8e2684\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-21d6d74\" data-id=\"21d6d74\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8cce160 elementor-widget elementor-widget-image\" data-id=\"8cce160\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.firstambank.com\/About\/Connect\/Contact-Us\" target=\"_blank\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"360\" height=\"360\" src=\"https:\/\/desarrollo5586.live-website.com\/wp-content\/uploads\/FIRST_AMERICAN_BANK.jpg\" class=\"attachment-full size-full wp-image-43893\" alt=\"\" srcset=\"https:\/\/desarrollo5586.live-website.com\/wp-content\/uploads\/FIRST_AMERICAN_BANK.jpg 360w, https:\/\/desarrollo5586.live-website.com\/wp-content\/uploads\/FIRST_AMERICAN_BANK-300x300.jpg 300w, https:\/\/desarrollo5586.live-website.com\/wp-content\/uploads\/FIRST_AMERICAN_BANK-150x150.jpg 150w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f184e8b\" data-id=\"f184e8b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc9f450 elementor-mobile-align-center elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"fc9f450\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" height=\"512\" viewBox=\"0 0 567.6 567.6\" width=\"512\"><g><g id=\"Layer_2_00000128476315202531491510000008531801051533896102_\"><path d=\"m118.8 409.2h92.4v132h-92.4z\"><\/path><path d=\"m257.4 26.4h-184.8c-40.084.029-72.571 32.516-72.6 72.6v369.6c.029 40.084 32.516 72.571 72.6 72.6h6.6v-138.6c.029-18.213 14.787-32.971 33-33h105.6c18.213.029 32.971 14.787 33 33v138.6h59.4c10.935 0 19.8-8.865 19.8-19.8v-422.4c-.029-40.084-32.516-72.571-72.6-72.6zm-145.2 297c-14.58 0-26.4-11.82-26.4-26.4s11.82-26.4 26.4-26.4 26.4 11.82 26.4 26.4-11.82 26.4-26.4 26.4zm0-79.2c-14.58 0-26.4-11.82-26.4-26.4s11.82-26.4 26.4-26.4 26.4 11.82 26.4 26.4-11.82 26.4-26.4 26.4zm0-79.2c-14.58 0-26.4-11.82-26.4-26.4s11.82-26.4 26.4-26.4 26.4 11.82 26.4 26.4-11.82 26.4-26.4 26.4zm105.6 158.4c-14.58 0-26.4-11.82-26.4-26.4s11.82-26.4 26.4-26.4 26.4 11.82 26.4 26.4-11.82 26.4-26.4 26.4zm0-79.2c-14.58 0-26.4-11.82-26.4-26.4s11.82-26.4 26.4-26.4 26.4 11.82 26.4 26.4-11.82 26.4-26.4 26.4zm0-79.2c-14.58 0-26.4-11.82-26.4-26.4s11.82-26.4 26.4-26.4 26.4 11.82 26.4 26.4-11.82 26.4-26.4 26.4z\"><\/path><path d=\"m495 132h-105.6c-25.503.029-46.171 20.697-46.2 46.2v343.2c0 10.935 8.865 19.8 19.8 19.8h132c40.084-.029 72.571-32.516 72.6-72.6v-264c-.029-40.084-32.516-72.571-72.6-72.6zm-26.4 303.6h-52.8c-10.935 0-19.8-8.865-19.8-19.8s8.865-19.8 19.8-19.8h52.8c10.935 0 19.8 8.865 19.8 19.8s-8.865 19.8-19.8 19.8zm0-79.2h-52.8c-10.935 0-19.8-8.865-19.8-19.8s8.865-19.8 19.8-19.8h52.8c10.935 0 19.8 8.865 19.8 19.8s-8.865 19.8-19.8 19.8zm0-79.2h-52.8c-10.935 0-19.8-8.865-19.8-19.8s8.865-19.8 19.8-19.8h52.8c10.935 0 19.8 8.865 19.8 19.8s-8.865 19.8-19.8 19.8z\"><\/path><\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">By: First American Bank <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2bd69a7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2bd69a7\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b3504e6\" data-id=\"2b3504e6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38cf27bf elementor-widget elementor-widget-text-editor\" data-id=\"38cf27bf\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>August 12, 2025<\/strong>&nbsp;|&nbsp;<em>Written by Alexis Pascual, Senior Vice President, Commercial Lending Group Head<\/em><\/p>\n<p><em><br><\/em><\/p>\n<p><em>From tax-exempt bonds to foreign trade zones, these underused tools can help food and beverage companies expand more efficiently.<\/em><\/p>\n<p><em><br><\/em><\/p>\n<p>As consumer demand rises and global supply chains shift, food and beverage businesses are under pressure to grow efficiently and smartly. But many companies don\u2019t realize they already qualify for powerful financing tools that could help them scale.<\/p>\n<p><br><\/p>\n<p>We sat down with&nbsp;<strong>Alexis Pascual, Senior Vice President and Commercial Lending Group Head<\/strong>&nbsp;at&nbsp;<a href=\"https:\/\/www.firstambank.com\/\"><strong>First American Bank<\/strong><\/a>, ahead of his panel at the Americas Food &amp; Beverage Show, to discuss how F&amp;B companies can take advantage of tax incentives, manufacturing classifications, and financing strategies to drive sustainable growth.<\/p>\n<p><br><\/p>\n<p><strong>Q: A lot of food and beverage companies may not see themselves as manufacturers. Why is that definition so important?<\/strong><\/p>\n<p><strong>Alexis Pascual<\/strong>: It\u2019s more important than most realize. Many of the new tax incentives and SBA programs are specifically geared toward manufacturers, but the definition of \u201cmanufacturer\u201d is actually quite broad. For example, if you\u2019re bottling beverages, repackaging goods, labeling products for resale, or processing raw materials into consumer-ready items \u2013\u202fyou may qualify. Even companies that import raw materials and export finished products may meet the criteria. We always advise clients: don\u2019t assume you\u2019re excluded. You could be leaving money on the table.<\/p>\n<p><br><\/p>\n<p><strong>So, what exactly qualifies a business as a manufacturer under these programs?<\/strong><\/p>\n<p>In general, a company is considered a manufacturer if it:<\/p>\n<ul>\n<li>Transforms raw materials into a new product<\/li>\n<li>Produces tangible goods for sale (not services)<\/li>\n<li>Operates a facility where production is the primary activity<\/li>\n<li>Derives a majority of revenue from manufacturing-related work<\/li>\n<\/ul>\n<p>In food and beverage, this includes everything from dairy processing and baking to bottling, canning, and packaging. A surprising number of F&amp;B firms meet these criteria.<\/p>\n<p><br><\/p>\n<p><strong>What are some of those programs that could benefit F&amp;B processors or packagers?<\/strong><\/p>\n<p><strong><br><\/strong><\/p>\n<p>There are quite a few. One example are the new tax incentives under recent legislation designed to promote U.S.-based manufacturing. These can reduce a company\u2019s tax burden and free up capital for reinvestment. We\u2019re also seeing renewed interest in&nbsp;<a href=\"https:\/\/www.firstambank.com\/Business\/Financing\/SBA-Loans\"><strong>SBA financing options<\/strong><\/a>, which often come with more favorable terms than conventional loans.<\/p>\n<p><br><\/p>\n<p>Another major opportunity is industrial revenue bonds, which are a form of tax-exempt financing. These can significantly lower the cost of capital for companies expanding or upgrading facilities. In a high-rate environment, saving even 1% or 1.5% on a large CapEx project makes a real difference.<\/p>\n<p><br><\/p>\n<p><strong>What kinds of incentives are we talking about?<\/strong><\/p>\n<p><strong><br><\/strong><\/p>\n<p>One key example is the&nbsp;<a href=\"https:\/\/taxfoundation.org\/blog\/199a-deduction-pass-through-business-big-beautiful-bill\/\"><strong>Section 199A deduction<\/strong><\/a>, made permanent under the new One Big Beautiful Bill Act (OBBB). It offers a temporary 20% deduction on qualified business income for pass-through entities\u202f\u2013\u202flike LLCs, S-corps, and partnerships \u2013\u202fwhich covers many food and beverage companies.<\/p>\n<p><br><\/p>\n<p>There\u2019s also bonus depreciation and&nbsp;<a href=\"https:\/\/bipartisanpolicy.org\/explainer\/the-2025-tax-debate-section-179-expensing-for-small-businesses\/\"><strong>Section 179 expensing<\/strong><\/a>, which allow 100% write-offs of equipment and facility upgrades placed in service after January 2025. For fast-growing businesses, this is a big advantage.<\/p>\n<p><br><\/p>\n<p><strong>And how do Industrial Revenue Bonds come into play?<\/strong><\/p>\n<p><strong><br><\/strong><\/p>\n<p>Industrial Revenue Bonds (IRBs) are a powerful but often overlooked option. They\u2019re a type of tax-exempt financing available to manufacturers planning to expand facilities, invest in new equipment, or relocate operations. Because the interest is tax-exempt, the borrowing cost is significantly lower than with traditional financing.<\/p>\n<p><br><\/p>\n<p>Most banks don\u2019t have the expertise or only offer IRBs to very large firms. At First American Bank, we have deep knowledge of this financing type and we work with projects of all sizes. We tailor the structure to the company\u2019s specific needs.<\/p>\n<p><br><\/p>\n<p><strong>What about companies that import or export food and beverage products?<\/strong><\/p>\n<p><strong><br><\/strong><\/p>\n<p>Import\/export firms often face challenges around tariffs and logistics, but there are strategic tools for them too. One is the&nbsp;<a href=\"https:\/\/www.firstambank.com\/Insights\/Business\/Understanding-Foreign-Trade-Zones-Duty-Drawbacks\"><strong>Foreign Trade Zone<\/strong><\/a>&nbsp;(FTZ) designation. FTZs allow companies to reduce, defer, or even eliminate certain duties on imported goods. If you\u2019re using Miami as a hub or as a&nbsp;<a href=\"https:\/\/www.firstambank.com\/Insights\/Business\/What-the-Trend-in-Reshoring-Means-for-US-Manufact\"><strong>re-shoring<\/strong><\/a>&nbsp;destination, whether you\u2019re bringing goods into the U.S. or exporting to Latin America, this could be a major advantage.<\/p>\n<p><br><\/p>\n<p>We also advise clients to explore contract manufacturing as a low-cost way to&nbsp;<a href=\"https:\/\/www.firstambank.com\/Insights\/Business\/Reshoring-Could-Reshape-South-Florida-Manufacturer\"><strong>establish a U.S. footprint<\/strong><\/a>. Some international firms think building a facility here is too expensive, but partnering with an established contract manufacturer lets them gain the benefits of a U.S. presence without the full cost or risk.<\/p>\n<p><br><\/p>\n<p>For those exploring U.S.-based production, the SBA recently launched&nbsp;<a href=\"https:\/\/www.sba.gov\/priorities\/american-manufacturers\/make-onshoring-great-again-portal\"><strong>an online portal<\/strong><\/a>&nbsp;connecting companies with more than one million verified U.S. manufacturers and suppliers. This tool, part of the agency\u2019s broader push to strengthen domestic supply chains, can be a practical entry point for food and beverage firms looking to re-shore or localize their manufacturing.<\/p>\n<p><br><\/p>\n<p><strong>What\u2019s First American Bank\u2019s role in helping businesses make these decisions?<\/strong><\/p>\n<p><strong><br><\/strong><\/p>\n<p><strong>Alexis<\/strong>: We\u2019re a relationship-driven bank. Beyond offering financing, we\u2019re proud to help clients understand what\u2019s possible and structure solutions that align with their growth strategy. Whether it\u2019s introducing them to state incentive programs, helping them navigate complex SBA applications, or customizing their bond financing, we\u2019re there every step of the way.<\/p>\n<p><br><\/p>\n<p>Education is a key part of our role. Many food and beverage businesses don\u2019t realize they may qualify as manufacturers\u2014and miss out on valuable incentives as a result.<\/p>\n<p><br><\/p>\n<p><em>\u201cWe see many F&amp;B businesses leaving valuable incentives on the table simply because they\u2019re unaware that they qualify as manufacturers. First American Bank does an excellent job educating clients and connecting them with the right programs to fuel growth.\u201d<\/em>\u2014 Jose Esquerdo, CPA, Partner, Carr, Riggs &amp; Ingram<\/p>\n<p><br><\/p>\n<p>By uncovering these opportunities, we help clients grow strategically\u2014not just financially.<\/p>\n<p>Curious to learn more about the strategies that can help propel your F&amp;B business forward?<\/p><p><a href=\"https:\/\/www.firstambank.com\/About\/Connect\/Contact-Us\"><strong>Get in touch with First American Bank today<\/strong><\/a>.<\/p>\n<p><\/p>\n<p><br><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-503905b elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"503905b\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-41d06b2\" data-id=\"41d06b2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d581c3 elementor-widget elementor-widget-image\" data-id=\"0d581c3\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/regularanimal.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"360\" height=\"360\" src=\"https:\/\/desarrollo5586.live-website.com\/wp-content\/uploads\/FIRST_AMERICAN_BANK.jpg\" class=\"attachment-full size-full wp-image-43893\" alt=\"\" srcset=\"https:\/\/desarrollo5586.live-website.com\/wp-content\/uploads\/FIRST_AMERICAN_BANK.jpg 360w, https:\/\/desarrollo5586.live-website.com\/wp-content\/uploads\/FIRST_AMERICAN_BANK-300x300.jpg 300w, https:\/\/desarrollo5586.live-website.com\/wp-content\/uploads\/FIRST_AMERICAN_BANK-150x150.jpg 150w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c7dc591\" data-id=\"c7dc591\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f7600e7 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f7600e7\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">First American Bank is a privately held institution with over 50 years of history, combining traditional values with modern technology. With strong financial standing and locations across Illinois, Wisconsin, and Florida, we provide personalized banking, lending, and wealth management solutions for individuals and businesses. Your financial success is our priority.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.firstambank.com\/\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 511.999 511.999\" style=\"enable-background:new 0 0 511.999 511.999;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M437.019,74.981C388.667,26.628,324.38,0,256,0C187.62,0,123.332,26.628,74.981,74.98C26.628,123.332,0,187.62,0,256   s26.628,132.667,74.981,181.019C123.332,485.371,187.62,511.999,256,511.999c68.381,0,132.667-26.628,181.02-74.981   c48.351-48.351,74.98-112.639,74.98-181.019S485.371,123.332,437.019,74.981z M96.216,96.216   c22.511-22.511,48.938-39.681,77.742-50.888c-7.672,9.578-14.851,20.587-21.43,32.969c-7.641,14.38-14.234,30.173-19.725,47.042   c-19.022-3.157-36.647-7.039-52.393-11.595C85.345,107.678,90.61,101.822,96.216,96.216z M62.229,139.585   c18.417,5.897,39.479,10.87,62.461,14.809c-6.4,27.166-10.167,56.399-11.066,86.591H30.536   C32.896,204.752,43.778,170.172,62.229,139.585z M60.594,369.638c-17.455-29.899-27.769-63.481-30.059-98.623h83.146   c0.982,29.329,4.674,57.731,10.858,84.186C101.085,359.003,79.494,363.85,60.594,369.638z M96.216,415.784   c-6.38-6.381-12.322-13.081-17.831-20.055c16.323-4.526,34.571-8.359,54.214-11.433c5.53,17.103,12.194,33.105,19.928,47.662   c7.17,13.493,15.053,25.349,23.51,35.505C146.427,456.28,119.268,438.834,96.216,415.784z M240.984,478.115   c-22.808-6.389-44.384-27.217-61.936-60.249c-6.139-11.552-11.531-24.155-16.15-37.587c24.73-2.722,51.045-4.331,78.086-4.709   V478.115z M240.984,345.537c-29.988,0.409-59.217,2.292-86.59,5.507c-6.038-24.961-9.671-51.978-10.668-80.028h97.259V345.537z    M240.984,240.984h-97.315c0.911-28.834,4.602-56.605,10.828-82.201c27.198,3.4,56.366,5.468,86.487,6.06V240.984z    M240.984,134.808c-27.146-0.547-53.403-2.317-77.958-5.205c4.591-13.292,9.941-25.768,16.022-37.215   c17.551-33.032,39.128-53.86,61.936-60.249V134.808z M450.717,141.18c17.874,30.193,28.427,64.199,30.749,99.804h-83.088   c-0.889-29.844-4.584-58.749-10.85-85.647C410.661,151.601,431.984,146.848,450.717,141.18z M415.783,96.216   c6.029,6.029,11.661,12.349,16.914,18.91c-16.073,4.389-33.972,8.114-53.204,11.112c-5.548-17.208-12.243-33.305-20.02-47.941   c-6.579-12.382-13.758-23.391-21.43-32.969C366.845,56.535,393.273,73.705,415.783,96.216z M271.016,271.016h97.259   c-1.004,28.268-4.686,55.49-10.81,80.612c-27.194-3.381-56.349-5.43-86.449-6.006V271.016z M271.016,240.984v-76.041   c30.005-0.394,59.257-2.261,86.656-5.464c6.125,25.403,9.756,52.932,10.659,81.505H271.016z M271.014,32.139h0.001   c22.808,6.389,44.384,27.217,61.936,60.249c6.178,11.627,11.601,24.318,16.24,37.848c-24.763,2.712-51.108,4.309-78.177,4.674   V32.139z M271.016,478.115V375.657c27.12,0.532,53.357,2.286,77.903,5.156c-4.579,13.232-9.911,25.654-15.967,37.053   C315.4,450.898,293.824,471.726,271.016,478.115z M415.783,415.784c-23.051,23.051-50.21,40.496-79.821,51.678   c8.457-10.156,16.34-22.011,23.51-35.504c7.62-14.341,14.198-30.088,19.68-46.906c19.465,3.213,37.473,7.186,53.515,11.859   C427.424,403.457,421.801,409.765,415.783,415.784z M450.606,371.009c-18.635-5.991-40-11.032-63.326-15.01   c6.296-26.68,10.048-55.36,11.041-84.983h83.146C479.139,306.694,468.549,340.769,450.606,371.009z\"><\/path>\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">https:\/\/www.firstambank.com\/<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>By: First American Bank August 12, 2025\u00a0|\u00a0Written by Alexis Pascual, Senior Vice President, Commercial Lending Group Head \u00a0 From tax-exempt &hellip; <a href=\"https:\/\/desarrollo5586.live-website.com\/en\/food-beverage-expansion-financing-incentives\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Financial Ingredients for Expansion: How Food &#038; Beverage Businesses Can Tap Incentives and Smarter Financing<\/span><\/a><\/p>\n","protected":false},"author":8,"featured_media":44184,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[157,166],"tags":[],"class_list":["post-44182","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-analysis","category-finance-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.6 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Financial Ingredients for Expansion: How Food &amp; Beverage Businesses Can Tap Incentives and Smarter Financing - Spain-US Chamber of Commerce in Miami<\/title>\n<meta name=\"description\" content=\"Unlock powerful tax incentives, SBA loans, and financing tools for food and beverage growth. 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